faq's

No, our flats are not covered under any existing insurance. However, if any resident wants to cover his/her under insurance on an individual basis s/he can choose to do so.

Reply: The cost of living initially seems on the higher side, but if you conduct a cost benefit analysis the cost is completely justified.

The club house has WiFi. If you wish to have internet and WiFi facility in your flat, you can contact our maintenance department, who will help you get the facility in your unit.

Reply: It depend upon the location.

Reply:

Reply: Depending upon the project.

Your unmarried daughter can stay permanently. However, the rest of the family member can stay for a short duration of time.

You can avail of our care giver facility on a chargeable basis from our assistant care units, known as Ashiana Care Homes. Services include physiotherapy, medicated dressing, bathing, grooming, feeding and more.

We have 24X7 in-house ambulance and nurse on campus for any kind of medical emergency.

Yes. A doctor will be available during OPD hours at Care Homes. We also ensure that doctors are24/7 on call.

Yes. It is not necessary that the buyer should be a senior citizen; anybody can buy the property in Ashiana Senior Living.

Reply:

The facilities and the amenities in a senior living project are different from a general housing project. It is also more costly to maintain those additional facilities. So due to these senior friendly value addition the cost is on the higher side.

Senior living projects consist of the facilities designed to deal with seniors’-specific aging related issues.

We do not have the nomination provision in our projects. A legal will is the best option for property transfer. Please consult your legal advisor on the same.

Registration means recording of the contents of a document with a registering officer and preservation of copies of the original document.

Registration Act 1908 mandates registration of every single property bought in India. Non registration of documents, required to be compulsory registered, attracts penal provision under the Registration Act 1908.

The documents are registered for the purpose of conservation of evidence, assurance of title, publicity of documents and prevention of fraud. Also, registration helps an intending purchaser to know if the title deeds of a particular property have been deposited with any person or a financial institution for the purpose of obtaining loan / advance against the security of that property.

Section 17 of the Registration Act 1908 lays down different categories of documents for which registration is compulsory. The documents relating to the following transactions of immovable properties are required to be compulsorily registered:

• Gift deed for immovable property
• Lease/ rent agreement of immovable property for any term exceeding one year
• Instruments which create or extinguish any right or title to or in an immovable property of a value of more than one hundred rupees

Documents shall be registered in the office of sub-registrar within whose jurisdiction the property is situated.

No, possession of the property cannot be given without registration. The conveyance of the flat/ unit/ property is complete once the title document is executed in favour of the buyer before the Sub Registrar after paying applicable stamp duty and registration charges.

At Ashiana Housing we, as a policy, do not hand over the possession without registration of sale deed/sub lease deed.

Stamp duty and registration charges are applicable on registration.

It is a type of tax which is paid for the transaction performed by way of document or instrument under the provisions of the Indian Stamp Act, 1899 and/or State Stamp Act.

Stamp duty and registration charges being state subject vary from State to State. The details are:

Sl. No.	State	Reg. Charges + Stamp Duty Male	Reg. Charges + Stamp Duty Female	Other Expense
1	Rajasthan	1 + 6 = 7%	1 + 4.8 = 5.8%	Rs. 340/-
2	Haryana	Rs. 15,000 + 7% In case Joint Ownership Rs. 15,000 + 6%	Rs. 15,000 + 5%	Rs. 1,000/-
3	Jamshedpur	3.2 + 4 = 7.2%	2.88 + 3.6 = 6.48%	1%
4	Gujarat	1 + 4.9 = 5.9%	0 + 4.9 = 4.9%
5	Maharashtra	Rs. 30,000 + 4%	Rs. 30,000 + 4%	Rs. 1,000/-
6	Chennai	Const. Agmt 1+1 = 2% UDS Agmt 1+7 = 8% Total = 10%	Const. Agmt 1+1 = 2% UDS Agmt 1+7 = 8% Total = 10%	Rs. 500/-

These are the rates decided and announced by the Government from time to time basis to set the minimum selling price of land/property.

We register our properties as per actual cost or DLC of property whichever is higher.

Rebates on stamp duty on second time registration of same property are applicable in the following manner:

Sl. No.	State	Reg. Charges + Stamp Duty after 1 Year	Reg. Charges + Stamp Duty after 1-2 Year	Reg. Charges + Stamp Duty after 2-3 Year
1	Rajasthan	2%	3%	4%
2	Haryana	Rs. 15,000 + 7% In case Joint Ownership Rs. 15,000 + 6%	Rs. 15,000 + 5%	Rs. 1,000/-
3	Jamshedpur	3.2 + 4 = 7.2%	3.2 + 4 = 7.2%	1%
4	Gujarat	1 + 4.9 = 5.9%	1 + 4.9 = 5.9%	1 + 4.9 = 5.9%
5	Maharashtra	1 + 4 = 5%	1 + 4 = 5%	1 + 4 = 5%
6	Chennai	Const. Agmt 1+1 = 2% UDS Agmt 1+7 = 8% Total = 10%	Const. Agmt 1+1 = 2% UDS Agmt 1+7 = 8% Total = 10%	Const. Agmt 1+1 = 2% UDS Agmt 1+7 = 8% Total = 10%

At the time of registration of the conveyance deed, you are required to present the following documents to the Sub registrar:

• The original POA
• One photograph of the Executor which shall be attested by the Attorney Holder
• An affidavit by the Attorney Holder that this POA is still in force, is not cancelled and that the Executor is still alive.
• An ID proof of the Executor of the state where the POA is registered that is like Ration Card, driving License, Voter ID Card, PAN Card etc.
• An ID proof of the Attorney Holder
• Details and ownership interest of Executor in the property be confirmed from this POA